Appraisal services for Summerville and Dorchester County homeowners

Here are the top 7 reasons SC homeowners need Appraisal Services of SC, Inc.:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge Dorchester county's assessment of your propertyvalue
  3. Remove PMI to cut a monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a SC divorce, where real estate needs to be divided
  7. To settle an estate in SC by determining the true market value of property in question

Do you own a home in or near Summerville? Do you need help determining the value of your real estate?
Contact Appraisal Services of SC, Inc..

At Appraisal Services of SC, Inc., we understand the unique needs of a consumer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at Appraisal Services of SC, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value judgement than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. At Appraisal Services of SC, Inc., we're veterans in helping folks just like you dismiss unwanted PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if your house is not appreciating as much as other houses nearby. This means you're going to pay higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Appraisal Services of SC, Inc. is your best weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can this be difficult from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Appraisal Services of SC, Inc. can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for verity, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had in the past. Even though this is typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your house.